Senior Loan Processor

Company: Intercontinental Capital Group
Location: Orange
Posted on: January 12, 2021

Job Description:

Proven Mortgage is a division of ICG Home. We are a mortgage lender creating relationships with borrowers to help finance the American dream. We do what we promise, and customers can count on us to get them to the closing table, even in difficult situations. We are customer advocates and true mortgage professionals. WE ARE PROVEN! * Mission: To help our borrowers access capital to achieve their goals and become their trusted partner for mortgage refinancing.* Vision: Culture that develops talent through building relationships - among our employees, stakeholders and customers; Marketing across multiple channels tied to secondary pricing opportunities; Technology that increases efficiency, cuts turn times and reduces barriers to human relationships; Production that delivers amazing service, sells benefit and builds rapport; and Strategy that can pivot the Proven to new opportunities as the market changes.* Value Proposition: Deliver on 3 pillars - Money, Process, and Dependability.What we're looking for:Proven Mortgage is looking for a Sr. Loan Processor to join our team in Lake Forest, CA. The ideal candidate will be a seasoned Loan Processor with recent experience in a retail lending environment. The position will be responsible for submitting the loan for initial loan decision and working directly with the customer to fulfill all necessary conditions for closing. This is an exciting opportunity to join a team that has looks for quality, over quantity. Summary:We are currently seeking Government Insurers to join our team. The ideal candidate will possess a minimum of two years of mortgage experience in government loan products (FHA/VA), excellent organizational skills, strong attention to detail, exceptional customer service skills and a positive attitude. What you will do:* Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers* Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines* Responsible for ensuring that all loan documentation is complete, accurate, verified and complies with company and/or investor policies* Confirm that data entry in Encompass matches all loan documentation in the file* Successfully work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process* Build rapport with borrowers and provide on-going communication to the customer regarding loan status* Work closely with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure to be generated* Prepare file for loan closing and coordinate with all necessary parties involved* Ensure lock and closing dates are metWhat you will need:* Knowledge of FNMA, FHLMC, FHA and VA guidelines.* Proficiency with DU and LP, FHA Connection and VA Portal* Adept at calculating income from salaried and self-employed borrowers* Knowledge of TRID and compliance-- Excellent interpersonal, verbal and written communication skills* Strong customer service skills - ability to build rapport quickly* High level of accuracy and attention to detail* Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously* Minimum of 5 years of experience in Mortgage Processing* Strong working knowledge of EncompassAt Proven Mortgage, we share the following values:* Service - Put our customer first* Accountability - Be Reliable* Excellence - Strive to Improve* Teamwork - WE WIN TOGETHERWhat we offer:* Competitive Salary* Excellent benefits* Fast paced environment that will help create growth opportunities* A true quality in our company cultureWho We Are:Proven Mortgage is a rapidly growing national consumer direct mortgage lender focused on helping borrower's access loan programs to improve their financial health and realize the dream of home ownership. We have a core competence in serving our nations Veteran's with VA loans and helping borrowers in challenging credit situations access the FHA loan program. We have an experienced team of industry veterans and newcomers who bring new ideas to help us better serve our borrowers. We are proud to make Service, Excellence, Accountability and Teamwork a priority at Proven Mortgage and have fun doing it! ICG09

Keywords: Intercontinental Capital Group, Orange , Senior Loan Processor, Other , Orange, California